Analysis for

paydaycredit.ca

Flare Score

Safe

FlareAI™ Summary

Paydaycredit.ca offers quick online payday loans in Canada, emphasizing no credit checks and instant approval. Security indicators include a valid SSL certificate from Sectigo and clean blacklist status across all trusted sources. Despite being a very new domain, Google Safe Browsing reports a clean status. With a FlareScore of 81/100, the site appears relatively safe. Users should still exercise caution and verify all terms before engaging with any financial service.

+5.5%

than category average

United States

Server Country

1 week

Domain Age

Score Breakdown

How we calculated the Flare Score based on positive and negative signals.

Positive Signals

Valid SSL certificate from Sectigo Limited

SSL certificate valid for 12+ months

Not found on any blacklist (1 sources checked)

Strong email security (SPF, DKIM, DMARC configured)

Good website performance

Contact information available

Negative Signals

Very new domain (less than 3 months old)

WHOIS information hidden (privacy protection enabled)

Missing important security headers

Pro Tip: A valid SSL certificate is a basic requirement for any trustworthy site, but it doesn't guarantee the site is not a scam.

SSL & Security

SSL certificate and security headers configuration

Security Score

40/100

✓ Valid SSL (40) ✗ HSTS (20) ✗ CSP (20) ✗ X-Frame (20)

SSL Certificate

Issuer

Sectigo Limited

Valid From

Jan 04, 2026

Valid Until

Jan 04, 2027

353 days remaining

Domain & WHOIS Information

Domain Age

12 days

Registered Jan 04, 2026

Very Low Trust

Jan 2026 Expires Jan 2027

New domain (less than 6 months old) - Exercise caution

WHOIS privacy protection enabled

Registrar

Go Daddy Domains Canada, Inc

Registration Date

Jan 04, 2026 (1 week ago)

Last Updated

Jan 04, 2026 Recently Updated

Expiration Date

Jan 04, 2027 (352 days remaining)

Server Location

United States

Abuse Contact

[email protected]

+1.4806242505

Domain Name: paydaycredit.ca
Registry Domain ID: 118390895-CIRA
Registrar WHOIS Server: whois.ca.fury.ca
Registrar URL: ca.godaddy.com
Updated Date: 2026-01-04T08:11:35Z
Creation Date: 2026-01-04T07:29:14Z
Registry Expiry Date: 2027-01-04T07:29:14Z
Registrar: Go Daddy Domains Canada, Inc
Registrar IANA ID: not applicable
Registrar Abuse Contact Email: [email protected]
Registrar Abuse Contact Phone: +1.4806242505
Registrar Abuse Contact Phone Ext:
Domain Status: addPeriod https://icann.org/epp#addPeriod
Domain Status: clientDeleteProhibited https://icann.org/epp#clientDeleteProhibited
Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Domain Status: clientUpdateProhibited https://icann.org/epp#clientUpdateProhibited
Domain Status: serverTransferProhibited https://icann.org/epp#serverTransferProhibited
Registry Registrant ID: REDACTED FOR PRIVACY
Registrant Name: REDACTED FOR PRIVACY
Registrant Organization: REDACTED FOR PRIVACY
Registrant Street: REDACTED FOR PRIVACY
Registrant City: REDACTED FOR PRIVACY
Registrant State/Province: REDACTED FOR PRIVACY
Registrant Postal Code: REDACTED FOR PRIVACY
Registrant Country: REDACTED FOR PRIVACY
Registrant Phone: REDACTED FOR PRIVACY
Registrant Phone Ext: REDACTED FOR PRIVACY
Registrant Fax: REDACTED FOR PRIVACY
Registrant Fax Ext: REDACTED FOR PRIVACY
Registrant Email: Please ask the Registrar of Record identified in this output for information on how to contact the Registrant, Admin, or Other contacts of the queried domain name
Registry Admin ID: REDACTED FOR PRIVACY
Admin Name: REDACTED FOR PRIVACY
Admin Organization: REDACTED FOR PRIVACY
Admin Street: REDACTED FOR PRIVACY
Admin City: REDACTED FOR PRIVACY
Admin State/Province: REDACTED FOR PRIVACY
Admin Postal Code: REDACTED FOR PRIVACY
Admin Country: REDACTED FOR PRIVACY
Admin Phone: REDACTED FOR PRIVACY
Admin Phone Ext: REDACTED FOR PRIVACY
Admin Fax: REDACTED FOR PRIVACY
Admin Fax Ext: REDACTED FOR PRIVACY
Admin Email: Please ask the Registrar of Record identified in this output for information on how to contact the Registrant, Admin, or Other contacts of the queried domain name
Registry Tech ID: REDACTED FOR PRIVACY
Tech Name: REDACTED FOR PRIVACY
Tech Organization: REDACTED FOR PRIVACY
Tech Street: REDACTED FOR PRIVACY
Tech City: REDACTED FOR PRIVACY
Tech State/Province: REDACTED FOR PRIVACY
Tech Postal Code: REDACTED FOR PRIVACY
Tech Country: REDACTED FOR PRIVACY
Tech Phone: REDACTED FOR PRIVACY
Tech Phone Ext: REDACTED FOR PRIVACY
Tech Fax: REDACTED FOR PRIVACY
Tech Fax Ext: REDACTED FOR PRIVACY
Tech Email: Please ask the Registrar of Record identified in this output for information on how to contact the Registrant, Admin, or Other contacts of the queried domain name
Registry Billing ID: REDACTED FOR PRIVACY
Billing Name: REDACTED FOR PRIVACY
Billing Organization: REDACTED FOR PRIVACY
Billing Street: REDACTED FOR PRIVACY
Billing City: REDACTED FOR PRIVACY
Billing State/Province: REDACTED FOR PRIVACY
Billing Postal Code: REDACTED FOR PRIVACY
Billing Country: REDACTED FOR PRIVACY
Billing Phone: REDACTED FOR PRIVACY
Billing Phone Ext: REDACTED FOR PRIVACY
Billing Fax: REDACTED FOR PRIVACY
Billing Fax Ext: REDACTED FOR PRIVACY
Billing Email: Please ask the Registrar of Record identified in this output for information on how to contact the Registrant, Admin, or Other contacts of the queried domain name
Name Server: dns1.namecheaphosting.com
Name Server: dns1.web-hosting.com
Name Server: dns2.namecheaphosting.com
DNSSEC: unsigned
URL of the ICANN Whois Inaccuracy Complaint Form: https://www.icann.org/wicf/
>>> Last update of WHOIS database: 2026-01-07T15:02:53Z <<<

For more information on Whois status codes, please visit https://icann.org/epp

%
% Use of CIRA's WHOIS service is governed by the Terms of Use in its Legal
% Notice, available at https://www.cira.ca/en/resources/documents/about/website-terms-use
%
% (c) 2026 Canadian Internet Registration Authority, (http://www.cira.ca/)

DNS Configuration

Domain Name System records and email security configuration

Email Security

SPF

DKIM

DMARC

Basic

TXT

                                                            mx1-hosting.jellyfish.systems
                                                        

                                                            mx2-hosting.jellyfish.systems
                                                        

                                                            mx3-hosting.jellyfish.systems
                                                        

HTTP Headers

Key server response headers for security analysis.

Web Server

                                            LiteSpeed
                                        

Cache Policy

                                            max-age=600, private...
                                        

{
    "content-type": "text\/html",
    "content-length": "6831",
    "date": "Wed, 07 Jan 2026 15:02:53 GMT",
    "server": "LiteSpeed",
    "location": "https:\/\/www.paydaycredit.ca\/",
    "x-turbo-charged-by": "LiteSpeed",
    "cache-control": "max-age=600, private, must-revalidate",
    "expires": "Fri, 06 Feb 2026 15:02:53 GMT",
    "last-modified": "Wed, 07 Jan 2026 06:36:31 GMT",
    "accept-ranges": "bytes",
    "content-encoding": "gzip",
    "vary": "Accept-Encoding"
}

IP Geolocation

Server location and network information

United States

Los Angeles

IP Address

162.254.39.71

ISP / Hosting

Namecheap, Inc.

Coordinates

34.0515, -118.2707

Country Code

View on Google Maps

Email Configuration

Email security and authentication records (SPF, DKIM, DMARC).

SPF Record

v=spf1 +a +mx +ip4:162.254.39.64 include:spf.web-hosting.com...

DKIM

Configured

DMARC

v=DMARC1; p=none;

Performance Metrics

Website loading speed and performance analysis

Fast

Load Time

1.2s

Excellent

Page Size

0.02MB

Optimized

Requests

Minimal

Overall

98/100

Performance score

Excellent! This website loads quickly and provides a great user experience.

Blacklist Check

Checking if this domain is listed on major security blacklists.

Google Safe Browsing

Safe

Discovered Subdomains

Publicly accessible subdomains associated with this domain.

www.paydaycredit.ca

mail.paydaycredit.ca

ftp.paydaycredit.ca

webmail.paydaycredit.ca

Privacy & Trackers

1 Trackers Found

Cloudflare

General

These trackers may be used for analytics, advertising, or site functionality.

Website Screenshot

In-Depth Analysis

Overview

Paydaycredit.ca advertises itself as a provider of quick payday loans online in Canada with no credit check. They claim to offer instant approval and secure fund transfers for individuals needing fast cash.

Security Assessment

The website possesses a valid SSL certificate issued by Sectigo, ensuring encrypted communication between the user and the server. This is a positive sign. However, the domain age is only 0 months old, which raises concerns as established businesses typically have older domains. While hosted in the United States with Namecheap, Inc., the domain registrar is Go Daddy Domains Canada, Inc. Google Safe Browsing reports the site as clean, indicating no currently detected malware or phishing threats.

Trust Level

Paydaycredit.ca has a FlareScore of 81/100, indicating a relatively safe website. However, the very young domain age should be considered. The positive FlareScore is likely influenced by the valid SSL certificate and the clean Google Safe Browsing status.

Recommendations

While the site appears relatively safe based on the FlareScore and security checks, users should exercise caution due to the new domain. Carefully review the loan terms, interest rates, and repayment schedules before providing any personal or financial information. Compare the website's offerings with other payday loan providers to ensure competitive rates. Verify the legitimacy of the company through independent research and reviews outside of the website itself.

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